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Car accident – how to get back on the road fast

The first car accident to be reported in America occurred in 1891. The car – which was carrying two passengers – hit a tree root, causing the driver to lose control and crash into a hitching post. In those days, cars were new and car crashes were things that were dealt with on an ad hoc basis. These days, statistics for the number of people killed in car crashes across America show that an average of more than 100 daily car crashes lead to fatalities – that’s not even including the number of car crashes related to injuries and non-injuries (if you have been affected, ). Getting back on the road as quickly as possible means returning to normal, and we all want to return to normal. Let’s look at the options. 

If you were to blame for your car accident 

If you were to blame for your car accident, you have a few options. First of all, you may not need to make a claim against your own insurance policy if you can afford the repairs to your vehicle. However, this may prove costly, and you may discover that selling the car for spare parts and purchasing a new vehicle is preferable to the expense of paying to fix your car – especially if the car is an older model that is not expected to retain much market value (making a costly fix financially inadvisable).

Your second option is to make a claim against your own insurance policy. This will likely result in raised future premiums, but can provide instant access to the funds required to fix your vehicle and get you back on the road as soon as the fixes can be made. In this case, to ensure that you get a deal that keeps costs down (some larger garage chains may charge more for their services, for example, as they have to cover overheads like advertising costs that smaller garages don’t need to include in their prices). 

If you were NOT to blame for your car accident 

If you have been involved in a car accident that was not your fault, returning to the road can be achieved by speaking to a lawyer about starting a claim. Depending on your personal circumstances, and depending on the circumstances of your accident, you may be able to secure a compensation pay out that covers the cost of repairs to your vehicle and also covers the cost of access to a temporary vehicle in the meantime. Your compensation claim could also mean that you are able to claim for any injuries, lost earnings, or any other expenses encountered as part of your non-fault accident (e.g. medical expenses and travel to and from medical appointments). 

If you are unsure about whether you are to blame for your road accident, always speak to a lawyer for more information on your specific circumstances and what to do next 

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