In the complex and ever changing world of car insurance, there are a number of variables that influence the cost of your premiums.
Attempting to account for all of these is sure to give you a considerable headache, as increasingly influential factors such as your geographical location and level of experience cannot be altered easily or in a time effective manner.
It is therefore far more productive to focus on the variables that you can control, as selecting a car that belongs to a low insurance group rating will allow to make long term financial savings.
3 Cars that Carry Low Insurance Premiums
With this in mind, which vehicles carry the lowest and most affordable insurance premiums for drivers? Consider the following: –
The Dacia Sandero 1.2 16V 75: Officially categorised as being a part of insurance group 2E, the Dacia Sandero is the ideal vehicle for anyone who has a practical mindset or a distinct lack of interest in cars.
Manufactured with little regard for style or flair, this Renault owned vehicle retails at between £5,995 and £7,995 when purchased as new, and provides a functional mode of transportation that is incredibly cheap to operate.
In increasingly difficult financial times, this offers the ideal insurance solution for younger motorists or those who favour function over form.
The Vauxhall Corsa 1.0i 12V: If you are looking for a slightly superior and more stylish vehicle, then the Vauxhall Corsa 1.0i 12V represents an affordable step up in class. With a range of models that are categorised as being a part of insurance group 1E and 2E, these cars carry minimal insurance premiums while also offering a degree of flexibility and choice to consumers.
It is also relatively easy to identify large discounts on the list price, which offers you the opportunity to pursue further savings.
The Toyota Aygo 1.0 VVT-i: One of three distinctly similar models on the current consumer market, the Aygo 1.0 VVT-i bears more than a passing resemblance to the Citroën C1 and Peugeot 107. One key difference is the average cost of insurance, however, as Toyota’s offering is part of Insurance group 2E and boasts genuine appeal as a budget vehicle.
Also available at an average price of just £9,000 when purchased as new, it is a stylish and contemporary car that allows drivers to strike the delicate balance between flair and cost.
The Last Word
While your choice of car can have a significant impact on the insurance premiums that you pay, your choice of service provider is also an important consideration. It is always worth comparing the market and identifying which firms have secured the best results for their clients, as organisations such as Autoline have a proven track record for creating competitive and flexible packages.